There's no credit score alert for this. No push notification. No annual report. PolicySentry scans insurance databases so you'll know if anyone takes a policy out on your life.
There's no single place to check if a life insurance policy exists on you. You'd have to contact insurers one by one.
The Medical Information Bureau shows policies you applied for. Not policies someone else took out on your life.
Existing policy locator tools from the NAIC are designed for beneficiaries of deceased people. Not for the living.
Enter your basic information. PolicySentry uses it to scan insurance databases, state records, and MIB filings tied to your identity.
Monthly or weekly scans cross-reference your identity against policy applications, unclaimed property records, and insurer databases.
If a policy is found that you didn't authorize, you get an immediate alert with details and recommended next steps.
| Service | Proactive monitoring | Unauthorized policy detection | For living individuals |
|---|---|---|---|
| MIB Consumer Report | No | No | Yes |
| NAIC Policy Locator | No | Partial | No |
| Credit Monitoring | Yes | No | Yes |
| PolicySentry | Yes | Yes | Yes |
Every year, billions of dollars move through the life insurance system with zero consumer visibility. Policies get opened, premiums get paid, and the person whose life is on the line is the last to know.
That ends here.
Start monitoring your identity across insurance databases today. First scan is free.